Toolkit
Story: Is the age of the password over?
The banks may be reluctant to hand out hardware to make things more secure but I am also reluctant as a user. If I want to check my account online at work and at home I will need to carry these things around with me and they may get lost or damaged not to mention that I may have more than one online account.
Fingerprint scanners built into a mouse will work much better. If it becomes an industry standard then manufactures will make them cheaply and they will soon be everywhere.
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