Toolkit

Story: Barclays and NatWest trail Lloyds TSB trial

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Lloyds TSB have been doing that for a couple of years now. You get through the usual ID and password page, then comes a personal, self chosen, memorable word, from which they ask for 3 selections of letters or figures taken at random and selected from drop down lists.

Maybe nothing is foolproof, but this takes a lot of beating, in my view.

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